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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,583 | $156,398-84.9% | $147,318-84.0% | $138,895-83.0% |
| Participation rate | 76.2% | 83.8%-7.6pp | 82.1%-5.9pp | 79.9%-3.7pp |
| Annual return | -59.01% | 78.75%-137.8pp | 70.43%-129.4pp | 145.39%-204.4pp |
| Employer contribution / active EE | $2,503 | $4,853-48.4% | $4,593-45.5% | $4,194-40.3% |
| Participant deferral / active EE | $5,329 | $8,237-35.3% | $7,906-32.6% | $6,396-16.7% |
| Admin fee / account holder | $22,030 | $14,976+47.1% | $13,708+60.7% | $12,562+75.4% |