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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,522 | $115,814-55.5% | $101,275-49.1% | $158,982-67.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,955 | $4,176-5.3% | $3,660+8.1% | $4,763-17.0% |
| Participant deferral / active EE | $4,243 | $4,958-14.4% | $4,371-2.9% | $5,983-29.1% |
| Admin fee / account holder | $3,044 | $7,249-58.0% | $5,948-48.8% | $11,252-72.9% |