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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,522 | $115,780-55.5% | $101,255-49.1% | $158,931-67.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 56.14%-56.1pp | 46.48%-46.5pp | 302.86%-302.9pp |
| Employer contribution / active EE | $3,955 | $4,175-5.3% | $3,660+8.1% | $4,761-16.9% |
| Participant deferral / active EE | $4,243 | $4,958-14.4% | $4,370-2.9% | $5,982-29.1% |
| Admin fee / account holder | $3,044 | $7,246-58.0% | $5,946-48.8% | $11,247-72.9% |