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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,845 | $102,938-88.5% | $94,105-87.4% | $138,895-91.5% |
| Participation rate | 64.3% | 74.6%-10.4pp | 71.9%-7.7pp | 79.9%-15.6pp |
| Annual return | 32.34% | 250.28%-217.9pp | 204.55%-172.2pp | 145.39%-113.1pp |
| Employer contribution / active EE | $1,410 | $2,732-48.4% | $2,504-43.7% | $4,194-66.4% |
| Participant deferral / active EE | $2,734 | $4,196-34.9% | $3,881-29.6% | $6,396-57.3% |
| Admin fee / account holder | $4 | $6,600-99.9% | $6,199-99.9% | $12,562-100.0% |