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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,173 | $106,280+19.7% | $96,538+31.7% | $139,487-8.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.38% | 38.48%-19.1pp | 35.74%-16.4pp | 373.84%-354.5pp |
| Employer contribution / active EE | $1,621 | $4,107-60.5% | $3,740-56.7% | $4,755-65.9% |
| Participant deferral / active EE | $15,601 | $5,457+185.9% | $4,880+219.7% | $6,713+132.4% |
| Admin fee / account holder | $1,454 | $7,888-81.6% | $6,737-78.4% | $11,407-87.3% |