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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,205 | $133,998-28.2% | $112,263-14.3% | $134,545-28.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -23.79% | 47.17%-71.0pp | 27.49%-51.3pp | 418.37%-442.2pp |
| Employer contribution / active EE | $1,449 | $4,040-64.1% | $3,636-60.1% | $4,742-69.4% |
| Participant deferral / active EE | $14,606 | $5,292+176.0% | $4,729+208.8% | $6,401+128.2% |
| Admin fee / account holder | $3,039 | $7,493-59.4% | $6,410-52.6% | $11,431-73.4% |