Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,204 | $50,947-36.8% | $74,551-56.8% | $64,173-49.8% |
| Participation rate | 45.5% | 61.1%-15.6pp | 69.1%-23.7pp | 69.6%-24.1pp |
| Annual return | -9.50% | -1.85%-7.6pp | 32.53%-42.0pp | 7.63%-17.1pp |
| Employer contribution / active EE | $877 | $1,115-21.3% | $1,961-55.3% | $2,381-63.2% |
| Participant deferral / active EE | $2,093 | $2,302-9.1% | $3,108-32.7% | $3,470-39.7% |
| Admin fee / account holder | $892 | $4,221-78.9% | $5,059-82.4% | $4,887-81.7% |