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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,754 | $157,276-47.4% | $141,177-41.4% | $152,885-45.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.63% | 64.33%-40.7pp | 71.40%-47.8pp | 345.39%-321.8pp |
| Employer contribution / active EE | $19,734 | $5,262+275.1% | $4,736+316.7% | $4,763+314.3% |
| Participant deferral / active EE | $7,278 | $7,110+2.4% | $6,710+8.5% | $5,851+24.4% |
| Admin fee / account holder | $590 | $12,123-95.1% | $10,263-94.2% | $11,598-94.9% |