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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,931 | $56,200+38.7% | $67,653+15.2% | $59,633+30.7% |
| Participation rate | 41.1% | 71.5%-30.4pp | 75.7%-34.6pp | 68.7%-27.6pp |
| Annual return | -1.43% | 18506.71%-18508.1pp | 6625.22%-6626.7pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $732 | $1,615-54.7% | $2,266-67.7% | $2,203-66.8% |
| Participant deferral / active EE | $1,601 | $2,843-43.7% | $3,560-55.0% | $3,192-49.8% |
| Admin fee / account holder | $13,486 | $3,959+240.7% | $4,821+179.7% | $4,297+213.9% |