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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,157 | $201,264+12.4% | $184,185+22.8% | $145,978+54.9% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 14.84% | 29.00%-14.2pp | 28.81%-14.0pp | 550.52%-535.7pp |
| Employer contribution / active EE | $271 | $7,021-96.1% | $6,426-95.8% | $4,662-94.2% |
| Participant deferral / active EE | $11,253 | $9,806+14.8% | $9,132+23.2% | $6,690+68.2% |
| Admin fee / account holder | $33,314 | $16,376+103.4% | $13,909+139.5% | $13,400+148.6% |