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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS6+ years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $146,896 |
GARRISON PHILLIPS, LLC6+ years Service code 27 50 MAIN STREET · WHITE PLAINS, NY 10606 | Advisory (Plan) | $113,492 |
Service code 19 · EIN 04-3523567 | Securities Custodian | $46,702 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,612 | $100,801+1.8% | $149,745-31.5% | $73,412+39.8% |
| Participation rate | 93.4% | 77.7%+15.7pp | 82.5%+10.9pp | 72.2%+21.2pp |
| Annual return | 22.89% | 265.34%-242.4pp | 276.72%-253.8pp | 59.30%-36.4pp |
| Employer contribution / active EE | $6,901 | $3,312+108.4% | $4,646+48.5% | $2,234+208.9% |
| Participant deferral / active EE | $9,670 | $6,404+51.0% | $6,843+41.3% | $3,806+154.1% |
| Admin fee / account holder | $432 | $181+139.1% | $9,312-95.4% | $158+173.8% |