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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4+ years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $141,847 |
GARRISON PHILLIPS, LLC4+ years Service code 27 50 MAIN STREET · WHITE PLAINS, NY 10606 | Advisory (Plan) | $133,373 |
CARON & BLETZER, PLLC1 year Filed as: CARON & BELTZER, PLLC Service code 10 · EIN 04-3499945 | Accounting | $10,050 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,230 | $75,388+19.7% | $123,553-27.0% | $55,725+61.9% |
| Participation rate | 93.8% | 75.7%+18.1pp | 82.3%+11.5pp | 70.9%+22.9pp |
| Annual return | -6.43% | 4.48%-10.9pp | 119.21%-125.6pp | 244.93%-251.4pp |
| Employer contribution / active EE | $8,955 | $3,063+192.3% | $4,628+93.5% | $2,078+330.9% |
| Participant deferral / active EE | $8,275 | $5,651+46.4% | $6,426+28.8% | $3,356+146.6% |
| Admin fee / account holder | $531 | $120+343.8% | $9,284-94.3% | $115+361.4% |