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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,592 | $81,870+49.7% | $119,622+2.5% | $68,486+79.0% |
| Participation rate | 89.1% | 71.9%+17.2pp | 79.3%+9.9pp | 67.9%+21.2pp |
| Annual return | -16.23% | -23.82%+7.6pp | -14.98%-1.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $7,728 | $2,692+187.1% | $4,232+82.6% | $2,597+197.6% |
| Participant deferral / active EE | $5,795 | $4,148+39.7% | $5,601+3.5% | $4,028+43.9% |
| Admin fee / account holder | $569 | $6,583-91.4% | $10,328-94.5% | $5,404-89.5% |