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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,093 | $165,381-34.6% | $149,730-27.8% | $158,966-32.0% |
| Participation rate | 73.3% | 84.6%-11.2pp | 82.5%-9.1pp | 82.0%-8.6pp |
| Annual return | 5.39% | 348.29%-342.9pp | 276.70%-271.3pp | 302.95%-297.6pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,530 | $7,182-36.9% | $6,843-33.8% | $5,983-24.3% |
| Admin fee / account holder | $22,541 | $10,809+108.5% | $9,310+142.1% | $11,250+100.4% |