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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,862 | $157,296-25.7% | $141,191-17.2% | $152,897-23.6% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 20.44% | 64.34%-43.9pp | 71.41%-51.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $197 | $5,262-96.3% | $4,736-95.8% | $4,764-95.9% |
| Participant deferral / active EE | $9,797 | $7,111+37.8% | $6,710+46.0% | $5,851+67.4% |
| Admin fee / account holder | $16,195 | $12,125+33.6% | $10,264+57.8% | $11,599+39.6% |