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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,397 | $132,310-88.4% | $105,754-85.4% | $273,972-94.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 13.48% | 10.08%+3.4pp | 12.25%+1.2pp | 41.46%-28.0pp |
| Employer contribution / active EE | $3,380 | $4,867-30.5% | $4,079-17.1% | $4,869-30.6% |
| Participant deferral / active EE | $3,726 | $6,233-40.2% | $5,326-30.0% | $5,287-29.5% |
| Admin fee / account holder | $4,168 | $12,036-65.4% | $8,309-49.8% | $10,133-58.9% |