Retirement plan

STONEWALL KITCHEN, LLC 401(K) PROFIT SHARING PLAN

Name: STONEWALL KITCHEN - STONEWALL KITCHEN, LLC 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: STONEWALL KITCHEN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STONEWALL KITCHEN, LLC 401(K) PROFIT SHARING PLAN, STONEWALL KITCHEN

STONEWALL KITCHENEIN 01-0544070Plan #001PY 2015

2 STONEWALL LANE - YORK, ME 03909207-351-2713LinkedIn11-50 employeesfood & beverages

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.1M

No prior year

Total participants

320

No prior year

Average account balance

$42,245

No prior year

Annual return

-0.76%

No prior year

Benchmarks

See 637 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants250-999

Cohort637 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$65K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

383

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$254

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 60	Sub-TA Fees	$31,421
CES INS AGENCY INC1+ years Service code 53	Insurance Commissions	$18,405
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASS MUTUAL LIFE INURANCE CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$13,642
NORTON ROSE FULBRIGHT1+ years Filed as: NORTON FINANCIAL SERVICES, INC. Service code 13	Contract Administrator	$1,952
NORTON ROSE FULBRIGHT1+ years Filed as: NORTON FINANCIAL SERVICES Service code 13 · EIN 01-0432800	Contract Administrator	$75
CES INS AGENCY INC1+ years Filed as: CES INS AGENCY Service code 53 · EIN 04-2865307	Insurance Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$14K

$50 / participant

Contract admin$14K100.0%

% of EOY assets

0.169%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LITMANGERSON ASSOCIATES, LLP
Auditor EIN: 042694095
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,245

$22,714+86.0%

$59,496-29.0%

$55,191-23.5%

Participation rate

53.5%

37.5%+16.0pp

54.6%-1.1pp

69.2%-15.7pp

Annual return

-0.76%

-44.01%+43.2pp

182.05%-182.8pp

10.78%-11.5pp

Employer contribution / active EE

$843

$418+101.9%

$1,153-26.8%

$1,899-55.6%

Participant deferral / active EE

$1,774

$843+110.4%

$1,829-3.0%

$3,046-41.8%

Admin fee / account holder

$71

$83-14.3%

$2,232-96.8%

$91-21.3%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 60

Sub-TA Fees

$31,421

CES INS AGENCY INC1+ years

Service code 53

Insurance Commissions

$18,405

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASS MUTUAL LIFE INURANCE CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$13,642

NORTON ROSE FULBRIGHT1+ years

Filed as: NORTON FINANCIAL SERVICES, INC.

Service code 13

Contract Administrator

$1,952

NORTON ROSE FULBRIGHT1+ years

Filed as: NORTON FINANCIAL SERVICES

Service code 13 · EIN 01-0432800

Contract Administrator

$75

CES INS AGENCY INC1+ years

Filed as: CES INS AGENCY

Service code 53 · EIN 04-2865307

Insurance Commissions

STONEWALL KITCHEN, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STONEWALL KITCHEN, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion