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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,656 | $140,592+32.8% | $123,105+51.6% | $125,389+48.9% |
| Participation rate | 85.7% | 88.2%-2.5pp | 86.8%-1.1pp | 83.2%+2.5pp |
| Annual return | -0.62% | 16.80%-17.4pp | 13.22%-13.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,172 | $6,041-80.6% | $5,151-77.2% | $4,866-75.9% |
| Participant deferral / active EE | $10,730 | $6,980+53.7% | $6,229+72.2% | $5,352+100.5% |
| Admin fee / account holder | $38,037 | $11,198+239.7% | $9,014+322.0% | $9,541+298.7% |