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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,880 | $202,342-55.6% | $172,753-48.0% | $152,909-41.2% |
| Participation rate | 62.5% | 87.1%-24.6pp | 82.6%-20.1pp | 82.5%-20.0pp |
| Annual return | 22.16% | 1029.88%-1007.7pp | 803.00%-780.8pp | 345.46%-323.3pp |
| Employer contribution / active EE | $910 | $5,857-84.5% | $5,144-82.3% | $4,764-80.9% |
| Participant deferral / active EE | $3,038 | $5,948-48.9% | $5,198-41.6% | $5,851-48.1% |
| Admin fee / account holder | $59 | $17,112-99.7% | $13,956-99.6% | $11,601-99.5% |