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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,751 | $198,457-58.8% | $170,435-52.0% | $147,586-44.6% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 19.71% | 257.30%-237.6pp | 205.94%-186.2pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,286 | $6,183-79.2% | $5,432-76.3% | $4,876-73.6% |
| Participant deferral / active EE | $3,952 | $5,629-29.8% | $4,939-20.0% | $5,439-27.3% |
| Admin fee / account holder | $1,238 | $16,852-92.7% | $13,881-91.1% | $10,886-88.6% |