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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,363 | $105,960-56.2% | $81,726-43.3% | $158,982-70.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 13.79% | 38.19%-24.4pp | 29.49%-15.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $1,408 | $7,805-82.0% | $4,311-67.3% | $4,763-70.4% |
| Participant deferral / active EE | $3,937 | $13,011-69.7% | $7,108-44.6% | $5,983-34.2% |
| Admin fee / account holder | $3,436 | $8,494-59.5% | $5,160-33.4% | $11,252-69.5% |