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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,761 | $104,544-63.9% | $76,657-50.7% | $152,897-75.3% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 24.62% | 1014.36%-989.7pp | 1166.74%-1142.1pp | 345.43%-320.8pp |
| Employer contribution / active EE | $3,532 | $3,118+13.3% | $2,303+53.4% | $4,764-25.9% |
| Participant deferral / active EE | $2,164 | $4,236-48.9% | $3,335-35.1% | $5,851-63.0% |
| Admin fee / account holder | $730 | $12,286-94.1% | $6,423-88.6% | $11,599-93.7% |