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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,798 | $100,147-17.3% | $81,286+1.9% | $145,877-43.2% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.5%+16.2pp | 80.3%+5.4pp |
| Annual return | 13.40% | 34.44%-21.0pp | 24.80%-11.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $6,269 | $2,977+110.6% | $2,463+154.6% | $4,663+34.5% |
| Participant deferral / active EE | $4,893 | $4,607+6.2% | $3,883+26.0% | $6,691-26.9% |
| Admin fee / account holder | $2,812 | $8,201-65.7% | $5,764-51.2% | $13,402-79.0% |