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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,375 | $87,060+24.5% | $105,591+2.6% | $80,911+33.9% |
| Participation rate | 97.5% | 70.4%+27.0pp | 75.3%+22.2pp | 67.6%+29.8pp |
| Annual return | 16.12% | 17.05%-0.9pp | 116.43%-100.3pp | 35.63%-19.5pp |
| Employer contribution / active EE | $6,106 | $2,396+154.8% | $3,166+92.8% | $2,756+121.6% |
| Participant deferral / active EE | $5,461 | $3,986+37.0% | $5,008+9.0% | $4,297+27.1% |
| Admin fee / account holder | $3,032 | $8,442-64.1% | $11,024-72.5% | $6,935-56.3% |