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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,275 | $61,660-28.2% | $80,022-44.7% | $64,173-31.0% |
| Participation rate | 97.0% | 71.7%+25.3pp | 75.8%+21.2pp | 69.6%+27.4pp |
| Annual return | -3.20% | -0.33%-2.9pp | 11.22%-14.4pp | 7.63%-10.8pp |
| Employer contribution / active EE | $2,255 | $1,810+24.6% | $2,468-8.6% | $2,381-5.3% |
| Participant deferral / active EE | $4,035 | $2,968+36.0% | $3,686+9.5% | $3,470+16.3% |
| Admin fee / account holder | $1,222 | $5,417-77.4% | $6,521-81.3% | $4,887-75.0% |