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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,375 | $87,132+24.4% | $105,624+2.6% | $80,959+33.9% |
| Participation rate | 97.5% | 70.4%+27.0pp | 75.3%+22.2pp | 67.7%+29.8pp |
| Annual return | 16.12% | 17.03%-0.9pp | 116.20%-100.1pp | 35.67%-19.5pp |
| Employer contribution / active EE | $6,106 | $2,397+154.7% | $3,168+92.7% | $2,757+121.4% |
| Participant deferral / active EE | $5,461 | $3,985+37.0% | $5,013+8.9% | $4,300+27.0% |
| Admin fee / account holder | $3,032 | $8,449-64.1% | $10,961-72.3% | $6,925-56.2% |