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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,771 | $168,635-42.6% | $147,617-34.4% | $125,389-22.8% |
| Participation rate | 90.9% | 88.8%+2.1pp | 84.6%+6.3pp | 83.2%+7.7pp |
| Annual return | 2.36% | 77.65%-75.3pp | 61.98%-59.6pp | 282.24%-279.9pp |
| Employer contribution / active EE | $5,684 | $6,252-9.1% | $5,564+2.1% | $4,866+16.8% |
| Participant deferral / active EE | $7,917 | $5,507+43.8% | $4,895+61.7% | $5,352+47.9% |
| Admin fee / account holder | $14,744 | $13,580+8.6% | $11,612+27.0% | $9,541+54.5% |