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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,864 | $114,119-52.8% | $107,187-49.7% | $138,895-61.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.49% | 273.21%-253.7pp | 204.55%-185.1pp | 145.39%-125.9pp |
| Employer contribution / active EE | $10,751 | $4,059+164.9% | $3,782+184.2% | $4,194+156.3% |
| Participant deferral / active EE | $9,156 | $5,538+65.3% | $5,096+79.7% | $6,396+43.1% |
| Admin fee / account holder | $1,009 | $10,024-89.9% | $9,162-89.0% | $12,562-92.0% |