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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,542 | $52,678-36.3% | $75,784-55.7% | $59,633-43.8% |
| Participation rate | 66.7% | 67.2%-0.6pp | 75.8%-9.2pp | 68.7%-2.0pp |
| Annual return | -2.05% | 2.95%-5.0pp | 9.68%-11.7pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,985 | $2,193-9.5% | $3,323-40.3% | $2,203-9.9% |
| Participant deferral / active EE | $5,204 | $2,591+100.9% | $3,652+42.5% | $3,192+63.0% |
| Admin fee / account holder | $1,789 | $3,610-50.4% | $5,300-66.2% | $4,297-58.4% |