Filed May 15, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $31,533 |
CLEARPOINT CAPITAL5 years Service code 27 23 WATER ST · BANGOR, ME 04401 | Advisory (Plan) | $28,108 |
Filed as: FIDELITY PERSONAL TRUST COMPANY Service code 19 2 CONTRA WAY · MERRIMACK, NH 03054 | Securities Custodian | $5,888 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,056 | $55,415+6.6% | $155,509-62.0% | $74,495-20.7% |
| Participation rate | 26.2% | 61.9%-35.7pp | 78.2%-52.0pp | 67.2%-41.0pp |
| Annual return | 10.43% | 268.50%-258.1pp | 64.67%-54.2pp | 1364.94%-1354.5pp |
| Employer contribution / active EE | $732 | $2,267-67.7% | $4,672-84.3% | $2,623-72.1% |
| Participant deferral / active EE | $1,961 | $2,836-30.9% | $5,626-65.2% | $4,346-54.9% |
| Admin fee / account holder | $318 | $1,738-81.7% | $15,912-98.0% | $1,942-83.6% |