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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,684 | $93,124-81.0% | $77,100-77.1% | $134,545-86.9% |
| Participation rate | 94.4% | 74.5%+19.9pp | 67.9%+26.5pp | 81.2%+13.2pp |
| Annual return | 49.89% | 62.68%-12.8pp | 42.35%+7.5pp | 418.37%-368.5pp |
| Employer contribution / active EE | $602 | $3,421-82.4% | $2,815-78.6% | $4,742-87.3% |
| Participant deferral / active EE | $1,211 | $5,242-76.9% | $4,430-72.7% | $6,401-81.1% |
| Admin fee / account holder | $4,835 | $6,970-30.6% | $5,443-11.2% | $11,431-57.7% |