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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,684 | $93,023-81.0% | $77,027-77.0% | $134,493-86.9% |
| Participation rate | 94.4% | 74.5%+20.0pp | 67.9%+26.5pp | 81.2%+13.2pp |
| Annual return | 49.89% | 62.61%-12.7pp | 42.32%+7.6pp | 418.01%-368.1pp |
| Employer contribution / active EE | $602 | $3,418-82.4% | $2,813-78.6% | $4,740-87.3% |
| Participant deferral / active EE | $1,211 | $5,238-76.9% | $4,427-72.6% | $6,400-81.1% |
| Admin fee / account holder | $4,835 | $6,944-30.4% | $5,425-10.9% | $11,425-57.7% |