Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,684 | $42,909-49.5% | $60,906-64.4% | $68,486-68.3% |
| Participation rate | 23.7% | 66.8%-43.0pp | 73.1%-49.4pp | 67.9%-44.2pp |
| Annual return | -15.92% | -13.99%-1.9pp | 16.94%-32.9pp | -7.85%-8.1pp |
| Employer contribution / active EE | $78 | $1,979-96.0% | $2,703-97.1% | $2,597-97.0% |
| Participant deferral / active EE | $1,248 | $2,866-56.5% | $3,814-67.3% | $4,028-69.0% |
| Admin fee / account holder | $345 | $3,104-88.9% | $3,227-89.3% | $5,404-93.6% |