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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,731 | $64,719-37.1% | $112,249-63.7% | $68,486-40.5% |
| Participation rate | 90.3% | 67.2%+23.2pp | 75.1%+15.3pp | 67.9%+22.4pp |
| Annual return | -21.05% | -11.40%-9.6pp | 27.48%-48.5pp | -7.85%-13.2pp |
| Employer contribution / active EE | $2,220 | $2,747-19.2% | $3,636-39.0% | $2,597-14.5% |
| Participant deferral / active EE | $4,865 | $3,565+36.5% | $4,729+2.9% | $4,028+20.8% |
| Admin fee / account holder | $304 | $5,232-94.2% | $6,412-95.3% | $5,404-94.4% |