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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,710 | $65,364-65.3% | $92,909-75.6% | $72,975-68.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 24.67% | 42.11%-17.4pp | 109.44%-84.8pp | 81.01%-56.3pp |
| Employer contribution / active EE | $2,840 | $2,594+9.5% | $3,653-22.3% | $2,440+16.4% |
| Participant deferral / active EE | $4,324 | $3,128+38.2% | $4,238+2.0% | $3,608+19.9% |
| Admin fee / account holder | $744 | $4,251-82.5% | $5,795-87.2% | $5,124-85.5% |