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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,271 | $183,592-59.0% | $155,574-51.6% | $145,877-48.4% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 14.97% | 61.37%-46.4pp | 64.87%-49.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $3,635 | $5,317-31.6% | $4,676-22.3% | $4,663-22.0% |
| Participant deferral / active EE | $2,175 | $6,466-66.4% | $5,629-61.4% | $6,691-67.5% |
| Admin fee / account holder | $7,496 | $19,316-61.2% | $15,914-52.9% | $13,402-44.1% |