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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,927 | $180,459-87.8% | $154,108-85.8% | $135,380-83.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.86% | 888.21%-895.1pp | 735.21%-742.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $3,201 | $6,035-47.0% | $5,298-39.6% | $4,779-33.0% |
| Participant deferral / active EE | $2,174 | $5,806-62.6% | $5,081-57.2% | $5,609-61.2% |
| Admin fee / account holder | $4,232 | $16,145-73.8% | $13,411-68.4% | $10,828-60.9% |