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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,447 | $135,645-30.4% | $110,243-14.3% | $135,380-30.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.26% | 513.24%-522.5pp | 314.76%-324.0pp | 519.81%-529.1pp |
| Employer contribution / active EE | $3,582 | $4,907-27.0% | $3,827-6.4% | $4,779-25.0% |
| Participant deferral / active EE | $9,716 | $5,507+76.4% | $4,672+108.0% | $5,609+73.2% |
| Admin fee / account holder | $621 | $11,458-94.6% | $8,548-92.7% | $10,828-94.3% |