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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,951 | $73,955+64.9% | $96,520+26.3% | $75,181+62.2% |
| Participation rate | 93.1% | 66.4%+26.7pp | 74.3%+18.8pp | 67.2%+25.9pp |
| Annual return | 16.88% | 26.72%-9.8pp | 35.72%-18.8pp | 160.69%-143.8pp |
| Employer contribution / active EE | $6,978 | $2,930+138.2% | $3,739+86.7% | $2,671+161.3% |
| Participant deferral / active EE | $8,732 | $3,659+138.6% | $4,879+79.0% | $4,126+111.7% |
| Admin fee / account holder | $22,872 | $5,217+338.4% | $6,733+239.7% | $5,650+304.8% |