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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,768 | $118,708-31.1% | $98,920-17.3% | $158,982-48.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 19.57% | 372.49%-352.9pp | 196.47%-176.9pp | 302.99%-283.4pp |
| Employer contribution / active EE | $8,139 | $3,334+144.1% | $2,689+202.6% | $4,763+70.9% |
| Participant deferral / active EE | $4,562 | $5,089-10.4% | $4,245+7.5% | $5,983-23.8% |
| Admin fee / account holder | $3,134 | $10,134-69.1% | $6,643-52.8% | $11,252-72.1% |