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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,615 | $99,079-77.2% | $78,002-71.0% | $273,972-91.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 16.11% | 217.93%-201.8pp | 425.99%-409.9pp | 41.46%-25.3pp |
| Employer contribution / active EE | $1,684 | $3,308-49.1% | $2,470-31.8% | $4,869-65.4% |
| Participant deferral / active EE | $4,769 | $4,306+10.7% | $3,497+36.4% | $5,287-9.8% |
| Admin fee / account holder | $2,256 | $8,954-74.8% | $5,481-58.8% | $10,133-77.7% |