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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,005 | $96,678+104.8% | $86,640+128.5% | $139,466+42.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 24.34% | 106.69%-82.3pp | 592.52%-568.2pp | 373.66%-349.3pp |
| Employer contribution / active EE | $10,233 | $3,265+213.4% | $3,024+238.4% | $4,754+115.3% |
| Participant deferral / active EE | $15,479 | $4,837+220.0% | $4,438+248.8% | $6,712+130.6% |
| Admin fee / account holder | $1,001 | $6,410-84.4% | $5,616-82.2% | $11,409-91.2% |