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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,454 | $100,938+67.9% | $90,461+87.3% | $158,982+6.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 48.10% | 1727.20%-1679.1pp | 1294.76%-1246.7pp | 302.99%-254.9pp |
| Employer contribution / active EE | $6,309 | $3,691+70.9% | $3,264+93.3% | $4,763+32.5% |
| Participant deferral / active EE | $6,073 | $4,350+39.6% | $3,964+53.2% | $5,983+1.5% |
| Admin fee / account holder | $997 | $6,510-84.7% | $5,617-82.2% | $11,252-91.1% |