Retirement plan

PLEASANT RIVER LUMBER COMPANY 401(K) PLAN

Name: PLEASANT RIVER LUMBER COMPANY - PLEASANT RIVER LUMBER COMPANY 401(K) PLAN (2016) Form 5500
Creator: PLEASANT RIVER LUMBER COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PLEASANT RIVER LUMBER COMPANY 401(K) PLAN, PLEASANT RIVER LUMBER COMPANY

PLEASANT RIVER LUMBER COMPANYEIN 01-0465420Plan #001PY 2016

432 MILO ROAD, P.O. BOX 68 - DOVER-FOXCROFT, ME 04426207-564-8520pleasantriverlumber.comLinkedIn11-50 employeespaper & forest products

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$8.6M

+15.4% from 2015

Total participants

260

+3.2% from 2015

Average account balance

$42,773

+14.9% from 2015

Annual return

8.21%

-328.17 pp from 2015

Benchmarks

See 1,948 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,948 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

515

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$231

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
DOWNEAST PENSION SERVICES, INC.1 year Filed as: DOWNEAST PENSION SERVICES, INC Service code 13 · EIN 01-0472857 41 CAMPUS DR · NEW GLOUCESTER, ME 04260	Contract Administrator	$14,349
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$2,275

Plan features & details

Pension benefit codes2G2J2K3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$10K

$42 / participant

Contract admin$10K100.0%

% of EOY assets

0.118%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BERRY DUNN MCNEIL & PARKER LLC
Auditor EIN: 010523282
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,773

$56,640-24.5%

$78,002-45.2%

$55,167-22.5%

Participation rate

75.1%

73.3%+1.8pp

75.5%-0.4pp

69.0%+6.1pp

Annual return

8.21%

2868.48%-2860.3pp

425.99%-417.8pp

169.23%-161.0pp

Employer contribution / active EE

$1,117

$1,724-35.2%

$2,470-54.8%

$1,963-43.1%

Participant deferral / active EE

$2,098

$2,778-24.5%

$3,497-40.0%

$3,054-31.3%

Admin fee / account holder

$50

$467-89.2%

$5,481-99.1%

$504-90.0%

Provider

Service type

Compensation

DOWNEAST PENSION SERVICES, INC.1 year

Filed as: DOWNEAST PENSION SERVICES, INC

Service code 13 · EIN 01-0472857

41 CAMPUS DR · NEW GLOUCESTER, ME 04260

Contract Administrator

$14,349

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$2,275

PLEASANT RIVER LUMBER COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PLEASANT RIVER LUMBER COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion