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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,358 | $181,896-50.9% | $156,551-42.9% | $273,972-67.4% |
| Participation rate | 77.3% | 88.4%-11.1pp | 84.0%-6.7pp | 83.0%-5.7pp |
| Annual return | 7.59% | 30.74%-23.2pp | 32.23%-24.6pp | 41.46%-33.9pp |
| Employer contribution / active EE | $766 | $6,248-87.7% | $5,501-86.1% | $4,869-84.3% |
| Participant deferral / active EE | $4,967 | $5,550-10.5% | $4,871+2.0% | $5,287-6.1% |
| Admin fee / account holder | $5,046 | $15,560-67.6% | $13,028-61.3% | $10,133-50.2% |