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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,270 | $81,476+198.6% | $102,383+137.6% | $80,925+200.6% |
| Participation rate | 69.7% | 66.8%+2.9pp | 74.5%-4.8pp | 67.7%+2.0pp |
| Annual return | 18.14% | 25.59%-7.5pp | 24.94%-6.8pp | 35.65%-17.5pp |
| Employer contribution / active EE | $2,665 | $3,105-14.2% | $3,870-31.1% | $2,756-3.3% |
| Participant deferral / active EE | $7,120 | $3,871+83.9% | $5,060+40.7% | $4,299+65.6% |
| Admin fee / account holder | $4,660 | $6,717-30.6% | $8,391-44.5% | $6,940-32.8% |