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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,657 | $72,273+174.9% | $101,275+96.2% | $79,856+148.8% |
| Participation rate | 60.0% | 68.5%-8.5pp | 75.8%-15.8pp | 69.6%-9.6pp |
| Annual return | 19.02% | 22.30%-3.3pp | 46.48%-27.5pp | 31.71%-12.7pp |
| Employer contribution / active EE | $1,614 | $2,691-40.0% | $3,660-55.9% | $2,471-34.7% |
| Participant deferral / active EE | $4,891 | $3,282+49.0% | $4,371+11.9% | $3,741+30.7% |
| Admin fee / account holder | $2,603 | $4,401-40.9% | $5,948-56.2% | $5,306-51.0% |