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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,270 | $81,504+198.5% | $102,437+137.5% | $80,959+200.5% |
| Participation rate | 69.7% | 66.9%+2.8pp | 74.5%-4.8pp | 67.7%+2.0pp |
| Annual return | 18.14% | 25.60%-7.5pp | 24.95%-6.8pp | 35.67%-17.5pp |
| Employer contribution / active EE | $2,665 | $3,104-14.1% | $3,871-31.2% | $2,757-3.3% |
| Participant deferral / active EE | $7,120 | $3,871+84.0% | $5,060+40.7% | $4,300+65.6% |
| Admin fee / account holder | $4,660 | $6,719-30.6% | $8,388-44.4% | $6,925-32.7% |