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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,704 | $124,980-49.8% | $108,359-42.1% | $154,746-59.5% |
| Participation rate | 58.3% | 75.2%-16.8pp | 70.1%-11.8pp | 80.7%-22.4pp |
| Annual return | 11.76% | 45.00%-33.2pp | 36.89%-25.1pp | 172.34%-160.6pp |
| Employer contribution / active EE | $1,723 | $2,851-39.6% | $2,399-28.2% | $4,379-60.7% |
| Participant deferral / active EE | $2,897 | $4,743-38.9% | $4,137-30.0% | $6,730-57.0% |
| Admin fee / account holder | $1,003 | $11,502-91.3% | $9,741-89.7% | $14,365-93.0% |