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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,598 | $111,785-53.8% | $93,669-44.9% | $145,877-64.6% |
| Participation rate | 58.3% | 74.2%-15.9pp | 68.7%-10.4pp | 80.3%-22.0pp |
| Annual return | 8.94% | 203.79%-194.8pp | 133.59%-124.6pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,649 | $3,096-46.8% | $2,424-32.0% | $4,663-64.6% |
| Participant deferral / active EE | $3,105 | $4,919-36.9% | $4,416-29.7% | $6,691-53.6% |
| Admin fee / account holder | $847 | $10,256-91.7% | $8,291-89.8% | $13,402-93.7% |