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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,704 | $112,729-44.4% | $98,716-36.5% | $137,256-54.3% |
| Participation rate | 58.3% | 74.2%-15.9pp | 69.3%-11.0pp | 80.0%-21.6pp |
| Annual return | 11.76% | 38.48%-26.7pp | 31.81%-20.1pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,723 | $2,725-36.8% | $2,279-24.4% | $4,156-58.5% |
| Participant deferral / active EE | $2,897 | $4,640-37.6% | $4,048-28.4% | $6,407-54.8% |
| Admin fee / account holder | $1,003 | $10,129-90.1% | $8,703-88.5% | $12,270-91.8% |