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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,223 | $108,897+104.1% | $100,378+121.4% | $145,877+52.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.11% | 58.17%-44.1pp | 49.41%-35.3pp | 551.28%-537.2pp |
| Employer contribution / active EE | $843 | $4,420-80.9% | $3,942-78.6% | $4,663-81.9% |
| Participant deferral / active EE | $3,737 | $8,455-55.8% | $8,087-53.8% | $6,691-44.2% |
| Admin fee / account holder | $573 | $9,690-94.1% | $7,899-92.7% | $13,402-95.7% |